Rentenbank 2026

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Huch! Beim Absenden des Formulars ist etwas schief gelaufen.

Why participate?

A financial advantage

Lower financing costs

Secure a 0.15 basis point interest rate reduction on your next eligible loan through your house bank.

Only €990 investment

Most of the Klimabilanz cost is covered through the program. You contribute just €990.

Ready for your bank

Receive a verified Klimabilanz as a PDF document that you can submit directly with your loan application.

Ready for your bank

Receive a verified Klimabilanz as a PDF document that you can submit directly with your loan application.

Carbon credits from your region

Ein Klim Mitarbeiterin und ein Landwirt begutachten gemeinsam den Boden auf einem Feld, symbolisieren die Unterstützung regenerativer Landwirtschaft.

Klim develops climate protection projects and provides high-quality carbon credits from Germany.

We support and advise farmers in adopting regenerative practices that sequester carbon in the soil and reduce CO₂ emissions.

Companies can drive this transition by purchasing carbon credits, which fosters soil health, biodiversity, and a more resilient agricultural system.

Talk to an expert

Try it out

Interest bonus calculator

Calculate your savings through the Rentenbank interest bonus of 0.15 basis points.

How it works

Your path to rewards

A typical Soil+ journey might look like this:

Share your farm details

Tell us about your fields, including their size, location, and the farming methods you’ve used in the last three years. This helps us understand your starting point.

Plan and choose your practices

Work on the Klim Platform to decide which crops and practices fit your land and goals. We provide expert advice, recommendations, and resources tailored to your fields so you can make confident decisions.

Report your field realities

At the end of the year, let us know the regenerative practices you applied on your enrolled fields. This information lets us calculate how much carbon your soil has stored and the emissions you have reduced.

Receive your annual reward

Once we’ve verified the practices you’ve used and it’s confirmed by our third party validator, you’ll receive your first reward for your stewardship of the soil.

How it works

3 steps to secure the interest reduction

The process is straightforward and can usually be completed within a few days.

1. Submit your request

Fill out the above contact form. Klim will contact you and guide you through the next steps.
Deadline: March 13th

2. Register with Rentenbank

Submit your application for an eligible Rentenbank investment loan through your house bank.

3. Complete your Klimabilanz

After registering, you receive access to the Klim Platform. Here, you'll enter your farm data. This process typically takes 60-90 minutes.

4,000+

farmers registered on the Klim Platform

Don’t miss the March 13 deadline

Submit your Rentenbank application and secure better loan conditions for your farm.

Start your application

Got questions? We've got answers!

What does it cost me?

The total cost of the Klimabilanz is €990.

How does the 0.25 basis point interest reduction work?

After completing your Klimabilanz, you receive a verified PDF document.

You submit this document to your house bank.
If your loan qualifies under the program, the bank applies the fixed 0.25 basis pointinterest rate reduction.

Who is eligible?

Agricultural businesses planning to take out a loan are eligible. Participation is independent of legal form, tax classification, and whether you farm full-time or part-time.

Currently, Klim supports arable and dairy farms.

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How and when do I apply?

You must first apply directly with Rentenbank before
March 13 at 12:00 noon.

After approval, you complete your Klimabilanz with Klim.
The loan and interest reduction are handled through your house bank.

Can I apply for the interest rate reduction now, and apply for a loan later?

Absolutely. You can apply for the interest rate reduction without a specific loan in mind.

Can I use the Klimabilanz for other purposes?

Yes.

In addition to qualifying for the interest reduction, your Klimabilanz can also be used for discussions with partners, sustainability programs, or future reporting requirements.

Who can I contact if I need more information from Klim?

If you need additional details about the program, please reach out to Julius Vielhauer at julius@klim.eco or at +49 1511 8623426.

Why was the interest bonus reduced from 0.25% p.a. to 0.15% p.a.?

Rentenbank has adjusted the terms of its interest bonus program. As a result, the interest bonus for new applicants is currently 0.15% p.a., whereas 0.25% p.a. was initially offered. Some older marketing and informational materials may still advertise the original rate. The terms published on this page always reflect the current program requirements and bonus rates.

Günstigere Finanzierungs-kosten für deine nächste Investition